:root{
  --navy:#0B3559;
  --navy-2:#0E4C8A;
  --blue:#1E88E5;
  --blue-light:#E8F2FC;
  --green:#22A45D;
  --green-dark:#178A4C;
  --green-light:#E6F6EE;
  --ink:#12263A;
  --grey:#5A6B7B;
  --bg:#F6F9FC;
  --white:#FFFFFF;
  --radius:18px;
  --shadow:0 10px 30px rgba(11,53,89,.10);
  --shadow-lg:0 20px 50px rgba(11,53,89,.16);
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Plus Jakarta Sans',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;color:var(--ink);background:var(--white);line-height:1.6;overflow-x:hidden}
img{max-width:100%;display:block}
a{text-decoration:none;color:inherit}
section{padding:88px 0}
.container{width:min(1180px,92%);margin:0 auto}
.tag{display:inline-flex;align-items:center;gap:8px;background:var(--green-light);color:var(--green-dark);font-weight:700;font-size:.82rem;letter-spacing:.06em;text-transform:uppercase;padding:8px 16px;border-radius:999px;margin-bottom:18px}
.tag.blue{background:var(--blue-light);color:var(--navy-2)}
h2.sec-title{font-size:clamp(1.7rem,3.4vw,2.5rem);font-weight:800;line-height:1.2;margin-bottom:14px}
p.sec-sub{color:var(--grey);max-width:640px;font-size:1.05rem;margin-bottom:44px}
.center{text-align:center}
.center p.sec-sub{margin-left:auto;margin-right:auto}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font-weight:700;font-size:1rem;padding:15px 30px;border-radius:999px;border:none;cursor:pointer;transition:.25s;font-family:inherit}
.btn-green{background:linear-gradient(135deg,var(--green),var(--green-dark));color:#fff;box-shadow:0 8px 22px rgba(34,164,93,.35)}
.btn-green:hover{transform:translateY(-3px);box-shadow:0 14px 30px rgba(34,164,93,.45)}
.btn-outline{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.5)}
.btn-outline:hover{background:rgba(255,255,255,.12);border-color:#fff}
.btn-blue{background:var(--navy-2);color:#fff}
.btn-blue:hover{background:var(--navy);transform:translateY(-3px)}

/* ---------- NAV ---------- */
header{position:fixed;top:0;left:0;right:0;z-index:1000;transition:.3s}
header .bar{display:flex;align-items:center;justify-content:space-between;padding:14px 0}
header.scrolled{background:rgba(255,255,255,.92);backdrop-filter:blur(14px);box-shadow:0 4px 24px rgba(11,53,89,.08)}
.brand{display:flex;align-items:center;gap:12px}
.brand img{width:52px;height:52px;border-radius:50%;background:#fff;box-shadow:0 4px 14px rgba(11,53,89,.18)}
.brand .name{font-weight:800;font-size:1.06rem;line-height:1.15;color:#fff;transition:.3s}
.brand .name span{color:var(--green)}
header.scrolled .brand .name{color:var(--navy)}
nav ul{display:flex;gap:26px;list-style:none;align-items:center}
nav a{color:rgba(255,255,255,.88);font-weight:600;font-size:.94rem;transition:.2s}
nav a:hover{color:#fff}
header.scrolled nav a{color:var(--ink)}
header.scrolled nav a:hover{color:var(--blue)}
.nav-cta{background:var(--green);color:#fff!important;padding:10px 20px;border-radius:999px}
.nav-cta:hover{background:var(--green-dark)}
.burger{display:none;background:none;border:none;cursor:pointer;width:42px;height:42px;border-radius:10px;flex-direction:column;align-items:center;justify-content:center;gap:5px}
.burger span{display:block;width:22px;height:2.5px;background:#fff;border-radius:2px;transition:.3s}
header.scrolled .burger span{background:var(--navy)}

/* ---------- HERO ---------- */
.hero{position:relative;min-height:100vh;display:flex;align-items:center;background:linear-gradient(140deg,#082A47 0%,var(--navy-2) 55%,#0F6FB8 100%);color:#fff;padding:140px 0 90px;overflow:hidden}
.hero::before{content:"";position:absolute;width:640px;height:640px;border-radius:50%;background:radial-gradient(circle,rgba(34,164,93,.35),transparent 65%);top:-180px;right:-140px}
.hero::after{content:"";position:absolute;width:480px;height:480px;border-radius:50%;background:radial-gradient(circle,rgba(30,136,229,.4),transparent 65%);bottom:-200px;left:-120px}
.hero .container{position:relative;z-index:2;display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center}
.hero h1{font-size:clamp(2.1rem,4.6vw,3.4rem);font-weight:800;line-height:1.15;margin-bottom:20px}
.hero h1 em{font-style:normal;color:#5BE49B}
.hero p.lead{font-size:1.12rem;color:rgba(255,255,255,.85);max-width:560px;margin-bottom:32px}
.hero .tag{background:rgba(255,255,255,.14);color:#fff;backdrop-filter:blur(6px)}
.hero-actions{display:flex;gap:16px;flex-wrap:wrap;margin-bottom:44px}
.trust{display:flex;gap:34px;flex-wrap:wrap}
.trust .t{display:flex;flex-direction:column}
.trust .t b{font-size:1.5rem;font-weight:800;color:#5BE49B}
.trust .t small{color:rgba(255,255,255,.75);font-size:.86rem}
.hero-card{background:rgba(255,255,255,.10);border:1px solid rgba(255,255,255,.22);backdrop-filter:blur(14px);border-radius:24px;padding:34px;box-shadow:var(--shadow-lg)}
.hero-card .logo-wrap{width:120px;height:120px;border-radius:50%;background:#fff;margin:0 auto 20px;display:flex;align-items:center;justify-content:center;overflow:hidden;box-shadow:0 10px 30px rgba(0,0,0,.25)}
.hero-card .logo-wrap img{width:112px;height:112px;border-radius:50%}
.hero-card h3{text-align:center;font-size:1.15rem;margin-bottom:6px}
.hero-card p{text-align:center;color:rgba(255,255,255,.8);font-size:.94rem;margin-bottom:20px}
.hero-card ul{list-style:none;display:grid;gap:12px}
.hero-card li{display:flex;gap:10px;align-items:flex-start;font-size:.95rem}
.hero-card li svg{flex:none;margin-top:3px}

/* ---------- SERVICES ---------- */
.services{background:var(--bg)}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.card{background:#fff;border-radius:var(--radius);padding:30px 26px;box-shadow:var(--shadow);transition:.3s;border-top:4px solid transparent}
.card:hover{transform:translateY(-8px);box-shadow:var(--shadow-lg);border-top-color:var(--green)}
.card .ico{width:58px;height:58px;border-radius:16px;display:flex;align-items:center;justify-content:center;margin-bottom:18px;background:var(--green-light)}
.card:nth-child(even) .ico{background:var(--blue-light)}
.card h3{font-size:1.12rem;margin-bottom:10px}
.card p{color:var(--grey);font-size:.94rem}

/* ---------- CALCULATEUR ---------- */
.calc{background:linear-gradient(140deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff;position:relative;overflow:hidden}
.calc::before{content:"";position:absolute;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(34,164,93,.28),transparent 65%);top:-160px;left:-140px}
.calc .container{position:relative;z-index:2}
.calc-box{background:#fff;color:var(--ink);border-radius:24px;box-shadow:var(--shadow-lg);padding:40px;max-width:760px;margin:0 auto}
.steps-dots{display:flex;gap:8px;justify-content:center;margin-bottom:28px}
.steps-dots i{width:34px;height:6px;border-radius:3px;background:#E3EBF2;transition:.3s}
.steps-dots i.on{background:var(--green)}
.q{display:none;animation:fade .35s ease}
.q.active{display:block}
@keyframes fade{from{opacity:0;transform:translateY(10px)}to{opacity:1;transform:none}}
.q h3{font-size:1.3rem;margin-bottom:22px;text-align:center}
.opts{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:14px}
.opt{border:2px solid #E3EBF2;border-radius:14px;padding:18px 14px;text-align:center;cursor:pointer;font-weight:600;transition:.2s;background:#fff;font-family:inherit;font-size:.95rem;color:var(--ink)}
.opt:hover{border-color:var(--blue)}
.opt.sel{border-color:var(--green);background:var(--green-light);color:var(--green-dark)}
.calc-nav{display:flex;justify-content:space-between;margin-top:28px}
.calc-nav .back{background:none;border:none;color:var(--grey);font-weight:600;cursor:pointer;font-family:inherit;font-size:.95rem;padding:12px 18px}
.result{display:none;text-align:center;animation:fade .4s ease}
.result.show{display:block}
.result .badge-r{width:86px;height:86px;border-radius:50%;background:var(--green-light);display:flex;align-items:center;justify-content:center;margin:0 auto 18px}
.result h3{font-size:1.5rem;margin-bottom:8px}
.result .amount{font-size:2.4rem;font-weight:800;color:var(--green-dark);margin:10px 0 4px}
.result p{color:var(--grey);margin-bottom:24px}
.result small{display:block;color:#9AA9B7;margin-top:18px;font-size:.8rem}

/* ---------- AVANTAGES ---------- */
.why .grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.why .card{border-top:none;border-left:4px solid var(--blue)}
.why .card:nth-child(even){border-left-color:var(--green)}
.why .card:hover{border-top-color:transparent}

/* ---------- ETAPES ---------- */
.process{background:var(--bg)}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;counter-reset:step}
.step{background:#fff;border-radius:var(--radius);padding:30px 24px;box-shadow:var(--shadow);position:relative}
.step .num{width:46px;height:46px;border-radius:50%;background:linear-gradient(135deg,var(--blue),var(--navy-2));color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center;font-size:1.1rem;margin-bottom:16px}
.step h3{font-size:1.05rem;margin-bottom:8px}
.step p{color:var(--grey);font-size:.92rem}

/* ---------- AVIS ---------- */
.reviews{background:#fff}
.slider{position:relative;max-width:820px;margin:0 auto}
.slides{overflow:hidden;border-radius:24px}
.slide{display:none;background:var(--bg);border-radius:24px;padding:44px 48px;text-align:center;animation:fade .4s ease}
.slide.active{display:block}
.stars{color:#F5A623;font-size:1.25rem;letter-spacing:4px;margin-bottom:16px}
.slide blockquote{font-size:1.08rem;color:var(--ink);margin-bottom:20px;font-weight:500}
.slide .who{font-weight:700;color:var(--navy-2)}
.slide .loc{color:var(--grey);font-size:.88rem}
.slider .arrows{display:flex;justify-content:center;gap:14px;margin-top:24px}
.arr{width:46px;height:46px;border-radius:50%;border:2px solid #E3EBF2;background:#fff;cursor:pointer;font-size:1.1rem;color:var(--navy-2);transition:.2s;display:flex;align-items:center;justify-content:center}
.arr:hover{background:var(--navy-2);color:#fff;border-color:var(--navy-2)}

/* ---------- FAQ ---------- */
.faq{background:var(--bg)}
.faq-list{max-width:820px;margin:0 auto;display:grid;gap:14px}
.faq-item{background:#fff;border-radius:16px;box-shadow:var(--shadow);overflow:hidden}
.faq-item button.fq{width:100%;background:none;border:none;padding:22px 26px;display:flex;justify-content:space-between;align-items:center;gap:16px;cursor:pointer;font-family:inherit;font-size:1.02rem;font-weight:700;color:var(--ink);text-align:left}
.faq-item .chev{flex:none;width:30px;height:30px;border-radius:50%;background:var(--blue-light);color:var(--navy-2);display:flex;align-items:center;justify-content:center;transition:.3s;font-size:.85rem}
.faq-item.open .chev{transform:rotate(180deg);background:var(--green-light);color:var(--green-dark)}
.faq-item .ans{max-height:0;overflow:hidden;transition:max-height .35s ease}
.faq-item .ans p{padding:0 26px 22px;color:var(--grey);font-size:.96rem}

/* ---------- ABOUT ---------- */
.about .container{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.about-visual{background:linear-gradient(140deg,var(--navy-2),#0F6FB8);border-radius:24px;padding:48px;color:#fff;box-shadow:var(--shadow-lg);position:relative;overflow:hidden}
.about-visual::before{content:"";position:absolute;width:300px;height:300px;border-radius:50%;background:radial-gradient(circle,rgba(34,164,93,.35),transparent 65%);bottom:-100px;right:-80px}
.about-visual .logo-wrap{width:104px;height:104px;border-radius:50%;background:#fff;display:flex;align-items:center;justify-content:center;margin-bottom:24px;overflow:hidden}
.about-visual .logo-wrap img{width:96px;height:96px;border-radius:50%}
.about-visual h3{font-size:1.3rem;margin-bottom:10px;position:relative}
.about-visual p{color:rgba(255,255,255,.85);position:relative}
.about ul.checks{list-style:none;display:grid;gap:14px;margin-top:26px}
.about ul.checks li{display:flex;gap:12px;align-items:flex-start;font-weight:500}
.about ul.checks li svg{flex:none;margin-top:4px}

/* ---------- CONTACT ---------- */
.contact{background:var(--bg)}
.contact .wrap{display:grid;grid-template-columns:.9fr 1.1fr;gap:40px}
.c-info{display:grid;gap:18px;align-content:start}
.c-tile{background:#fff;border-radius:16px;padding:22px 24px;box-shadow:var(--shadow);display:flex;gap:16px;align-items:center}
.c-tile .ico{width:48px;height:48px;border-radius:12px;background:var(--blue-light);display:flex;align-items:center;justify-content:center;flex:none}
.c-tile b{display:block;font-size:.98rem}
.c-tile span{color:var(--grey);font-size:.9rem}
form.cform{background:#fff;border-radius:24px;padding:36px;box-shadow:var(--shadow)}
.frow{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:16px}
.cform label{font-weight:600;font-size:.88rem;display:block;margin-bottom:6px}
.cform input,.cform select,.cform textarea{width:100%;border:2px solid #E3EBF2;border-radius:12px;padding:13px 15px;font-family:inherit;font-size:.95rem;transition:.2s;background:#fff;color:var(--ink)}
.cform input:focus,.cform select:focus,.cform textarea:focus{outline:none;border-color:var(--blue)}
.cform textarea{resize:vertical;min-height:110px}
.form-note{font-size:.8rem;color:#9AA9B7;margin-top:14px}
.form-ok{display:none;background:var(--green-light);color:var(--green-dark);border-radius:12px;padding:14px 18px;font-weight:600;margin-top:16px}

/* ---------- FOOTER ---------- */
footer{background:#082A47;color:rgba(255,255,255,.8);padding:60px 0 26px}
.f-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:40px;margin-bottom:40px}
footer .brand .name{color:#fff}
footer h4{color:#fff;font-size:1rem;margin-bottom:16px}
footer ul{list-style:none;display:grid;gap:10px;font-size:.92rem}
footer a:hover{color:#5BE49B}
.f-bottom{border-top:1px solid rgba(255,255,255,.12);padding-top:22px;text-align:center;font-size:.84rem;color:rgba(255,255,255,.55)}

/* ---------- FLOATING ---------- */
.wa-float{position:fixed;bottom:26px;right:26px;z-index:1200;width:62px;height:62px;border-radius:50%;background:#25D366;display:flex;align-items:center;justify-content:center;box-shadow:0 10px 26px rgba(37,211,102,.45);transition:.25s;animation:pulse 2.4s infinite}
.wa-float:hover{transform:scale(1.1)}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(37,211,102,.45)}70%{box-shadow:0 0 0 18px rgba(37,211,102,0)}100%{box-shadow:0 0 0 0 rgba(37,211,102,0)}}
.reveal{opacity:0;transform:translateY(26px);transition:.7s ease}
.reveal.vis{opacity:1;transform:none}

/* ---------- RESPONSIVE ---------- */
@media(max-width:980px){
  .hero .container,.about .container{grid-template-columns:1fr}
  .grid-4,.steps{grid-template-columns:repeat(2,1fr)}
  .why .grid-3{grid-template-columns:1fr}
  .contact .wrap{grid-template-columns:1fr}
  .f-grid{grid-template-columns:1fr 1fr}
  nav ul{position:fixed;inset:0 0 auto 0;top:0;background:#fff;flex-direction:column;padding:96px 8% 34px;gap:20px;box-shadow:0 20px 40px rgba(11,53,89,.15);transform:translateY(-110%);transition:.35s;border-radius:0 0 24px 24px}
  nav ul.open{transform:none}
  nav a{color:var(--ink)!important;font-size:1.05rem}
  .burger{display:flex;z-index:1300}
}
@media(max-width:560px){
  section{padding:64px 0}
  .grid-4,.steps,.frow,.f-grid{grid-template-columns:1fr}
  .calc-box{padding:26px 20px}
  .slide{padding:32px 22px}
  .hero{padding-top:120px}
}

/* ---------- PAGES PRODUITS ---------- */
.card .more{display:inline-block;margin-top:14px;font-weight:700;color:var(--blue);font-size:.94rem}
.card .more:hover{color:var(--green-dark)}
.p-hero{background:linear-gradient(140deg,#082A47 0%,var(--navy-2) 60%,#0F6FB8 100%);color:#fff;padding:150px 0 80px;position:relative;overflow:hidden}
.p-hero::before{content:"";position:absolute;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(34,164,93,.3),transparent 65%);top:-160px;right:-120px}
.p-hero .container{position:relative;z-index:2}
.p-hero .crumb{color:rgba(255,255,255,.7);font-size:.9rem;margin-bottom:18px;display:inline-block}
.p-hero .crumb:hover{color:#fff}
.p-hero h1{font-size:clamp(2rem,4vw,3rem);font-weight:800;line-height:1.15;margin-bottom:18px;max-width:820px}
.p-hero p.lead{color:rgba(255,255,255,.85);max-width:700px;font-size:1.1rem;margin-bottom:32px}
.p-badges{display:flex;gap:12px;flex-wrap:wrap;margin-top:34px}
.p-badges span{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.25);backdrop-filter:blur(6px);padding:9px 18px;border-radius:999px;font-size:.88rem;font-weight:600}
.adv-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:22px}
.adv{background:#fff;border-radius:var(--radius);padding:26px 28px;box-shadow:var(--shadow);display:flex;gap:16px;align-items:flex-start}
.adv svg{flex:none;margin-top:2px}
.adv b{display:block;font-size:1.04rem;margin-bottom:6px}
.adv p{color:var(--grey);font-size:.94rem}
.aid-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px}
.aid{background:#fff;border-radius:var(--radius);padding:28px 26px;box-shadow:var(--shadow);border-top:4px solid var(--green);text-align:left}
.aid .amount{font-size:1.55rem;font-weight:800;color:var(--green-dark);margin:8px 0 8px}
.aid b{font-size:1rem}
.aid p{color:var(--grey);font-size:.9rem}
.aids-note{color:#9AA9B7;font-size:.82rem;max-width:760px;margin:26px auto 0;text-align:center}
.rge{background:linear-gradient(135deg,var(--green-light),#fff);border:2px solid var(--green);border-radius:24px;padding:38px;display:flex;gap:28px;align-items:center;max-width:920px;margin:0 auto;text-align:left}
.rge .rge-ico{flex:none;width:84px;height:84px;border-radius:50%;background:var(--green);display:flex;align-items:center;justify-content:center}
.rge h3{font-size:1.25rem;margin-bottom:8px}
.rge p{color:var(--grey)}
.cta-band{background:linear-gradient(135deg,var(--green),var(--green-dark));color:#fff;text-align:center;padding:72px 0}
.cta-band h2{font-size:clamp(1.6rem,3vw,2.2rem);font-weight:800;margin-bottom:12px}
.cta-band p{color:rgba(255,255,255,.9);margin-bottom:30px;max-width:620px;margin-left:auto;margin-right:auto}
.cta-band .btn{background:#fff;color:var(--green-dark)}
.cta-band .btn:hover{transform:translateY(-3px);box-shadow:0 14px 30px rgba(0,0,0,.2)}
@media(max-width:700px){.rge{flex-direction:column;text-align:center}.p-hero{padding:130px 0 60px}}

/* ---------- CARTE DE FRANCE ---------- */
.zone{background:linear-gradient(140deg,#082A47 0%,var(--navy-2) 100%);color:#fff;position:relative;overflow:hidden}
.zone::before{content:"";position:absolute;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(34,164,93,.25),transparent 65%);bottom:-160px;left:-140px}
.zone .zwrap{display:grid;grid-template-columns:.95fr 1.05fr;gap:52px;align-items:center;position:relative;z-index:2}
.zchecks{list-style:none;display:grid;gap:14px}
.zchecks li{display:flex;gap:12px;align-items:flex-start;font-weight:500;color:rgba(255,255,255,.92)}
.zchecks li svg{flex:none;margin-top:3px}
.map-holder{position:relative;text-align:center}
#franceMap{width:100%;max-width:560px;height:auto;filter:drop-shadow(0 14px 34px rgba(0,0,0,.35))}
#franceMap path{fill:#EAF3F9;stroke:#8FB2C6;stroke-width:.7;transition:fill .15s ease;cursor:pointer}
#franceMap path:hover{fill:var(--blue)}
.map-label{display:inline-flex;align-items:center;justify-content:center;background:var(--green);color:#fff;font-weight:700;padding:10px 22px;border-radius:999px;font-size:.95rem;margin-bottom:18px;min-width:230px;transition:.15s;box-shadow:0 8px 20px rgba(0,0,0,.25)}
.map-label.on{background:var(--green-dark)}
@media(max-width:980px){.zone .zwrap{grid-template-columns:1fr}}